FliqAI · account data and liquidity for owner-managed companies

Ask what your liquidity will be next month. Get an answer.

Connect the company's bank accounts with BankID. FLIQ fetches the transactions, calculates the liquidity report and the forecast, and answers your questions where you already work: in the web, in the terminal or in your AI assistant.

AI assistant · with FliqAI connected Example

How does our liquidity look for the next 90 days? Can we cover payroll?

fliq.get_forecast(horizon: 90)

Yes. Payroll on the 25th is covered every month with margin. The low point comes on 12 November when VAT is drawn, at 318 400 kr. Your largest customer paid late twice in the period, which is what widens the band.

Balance today440 tkr
Low · 12 Nov318 tkr
In 90 days395 tkr
  • PSD2-regulated account access
  • BankID
  • No export from the bank
  • First report in ten minutes

The report

A liquidity report you can talk to.

The numbers come from your own transactions. A language model only writes the commentary.

Liquidity · 90 days

Actual Forecast 80 % interval Example
600 t 400 t 200 t 0 low 12 Nov jun jul aug okt nov dec today
Today 440 300 kr, 2 accounts
Lowest 318 400 kr, 12 Nov
In 90 days 395 000 kr, 80 %: 290–500 tkr
AI commentary

Payroll is covered every month. The low point is 12 November when VAT is drawn.

30 to 180 days ahead

Low point, balance at the horizon and the first day below zero.

Recurring items

Payroll, tax and rent are found and placed on the right day.

Assumptions in plain words

Write "300 000 in end of October" and a second scenario is drawn.

Several banks, one view

Business accounts across the Nordics and the EEA in one list.

Pricing

Priced for a company without a finance department.

First month free. Cancel any time.

Bas

199 kr/month
  • 2 bank accounts
  • Liquidity report with history
  • 30-day forecast
  • Print to PDF
Choose Bas
Most popular

Standard

349 kr/month
  • Up to 5 bank accounts
  • 90-day forecast with assumptions
  • Saved reports and sharing
  • API, CLI and MCP, read access
Choose Standard

Premium

599 kr/month
  • Up to 10 bank accounts
  • 180-day forecast
  • Export to accounting
  • Priority support
Choose Premium

Included: 20 AI answers per month and company. The numbers always come. Agency plans are priced separately.

Get started

Up and running in ten minutes.

Create account
01 1 min

Log in with a code

Your work email is enough. No password.

02 1 min

Organisation number

The company is verified automatically.

03 3 min per bank

Link the bank with BankID

You choose which accounts count.

04 Immediately

Ask your first question

The report is calculated while you watch.

Connect

In the web, the terminal or your AI assistant.

Same data everywhere. Every tool can read, none can move money.

fliqpayments.com/ais

The web

Reports, accounts and tools. Print to PDF.

mcp.fliqpayments.com

AI assistant (MCP)

Claude Code, Cursor, VS Code. Nothing to install.

@fliqpayments/cli

Terminal and API

Every command with --json.

# Claude Code
$ claude mcp add --transport http fliq \
    https://mcp.fliqpayments.com/mcp \
    --header "Authorization: Bearer fliq_ais_…"
  • One key opens allShown once, revocable, expires after a year.
  • Try without a bankWithout a key you get example data.
  • Bring in the bookkeepingFortnox, Spiris or Accounted adds open invoices to the forecast.

Security

The bank grants access. You decide who looks.

The numbers are maths

No figure comes from a language model.

The model sees totals only

Not a single transaction line leaves FLIQ.

Read, never act

No tool can link a bank or move money.

PSD2 and BankID

90 days of regulated access. We never see your bank login.

No password

One-time code by email, optional two-factor.

Data in the EU

Encrypted in transit and at rest.

Coming next

More reports from the same history.

Step 1

Categorisation

Where the money goes, per category.

Step 2

Monthly cash flow

In and out, 13 months back.

Step 3

Subscriptions

New, more expensive or missing costs.

Step 4

Owner withdrawals

How much the owner can take out.

For accounting firms

Every client's liquidity in one view.

The firm is invited by the client and sees balances and forecasts together.

Planned

Company Balance Low 90 d Consent
Nordlund Bygg AB704 tkr98 tkr74 d
Kafé Linnéa HB61 tkr48 tkr6 d
Ekström Konsult AB212 tkr176 tkr52 d

First report in ten minutes.

Work email, organisation number, BankID. Then ask your first question.

All amounts in the examples are made up.

Get started