FliqAI · account data and liquidity for owner-managed companies

Ask what your liquidity will be next month. Get an answer.

Connect the company's bank accounts with BankID. FLIQ fetches the transactions, calculates the liquidity report and the forecast, and answers your questions where you already work: in the web, in the terminal or in your AI assistant.

AI assistant · with FliqAI connected Example

How does our liquidity look for the next 90 days? Can we cover payroll?

fliq.get_forecast(horizon: 90)

Yes. Payroll on the 25th is covered every month with margin. The low point comes on 12 November when VAT is drawn, at 318 400 kr. Your largest customer paid late twice in the period, which is what widens the band.

Balance today440 tkr
Low · 12 Nov318 tkr
In 90 days395 tkr
  • PSD2-regulated account access
  • BankID

The report

A liquidity report you can talk to.

The numbers come from your own transactions. A language model only writes the commentary.

Liquidity · 90 days

Actual Forecast 80 % interval Example
600 t 400 t 200 t 0 low 12 Nov jun jul aug okt nov dec today
Today 440 300 kr, 2 accounts
Lowest 318 400 kr, 12 Nov
In 90 days 395 000 kr, 80 %: 290–500 tkr
AI commentary

Payroll is covered every month. The low point is 12 November when VAT is drawn.

30 to 180 days ahead

Low point, balance at the horizon and the first day below zero.

Recurring items

Payroll, tax and rent are found and placed on the right day.

Assumptions in plain words

Write "300 000 in end of October" and a second scenario is drawn.

Several banks, one view

Business accounts across the Nordics and the EEA in one list.

Pricing

Priced for a company without a finance department.

Try the beta version. Free through the end of November.

Now in beta

FliqAI is in beta. We ship improvements every week, and plans and prices may still be adjusted before launch.

Bas

59 kr/month
  • Bank accounts2
  • Forecast30 days
  • Assumptions in the forecastNot included
  • Liquidity report with historyIncluded
  • Print to PDFIncluded
  • Saved reports and sharingNot included
  • API, CLI and MCP (read)Not included
  • Export to accountingNot included
  • Priority supportNot included
Choose Bas
Most popular

Standard

89 kr/month
  • Bank accounts5
  • Forecast90 days
  • Assumptions in the forecastIncluded
  • Liquidity report with historyIncluded
  • Print to PDFIncluded
  • Saved reports and sharingIncluded
  • API, CLI and MCP (read)Included
  • Export to accountingNot included
  • Priority supportNot included
Choose Standard

Plus

149 kr/month
  • Bank accounts10
  • Forecast180 days
  • Assumptions in the forecastIncluded
  • Liquidity report with historyIncluded
  • Print to PDFIncluded
  • Saved reports and sharingIncluded
  • API, CLI and MCP (read)Included
  • Export to accountingIncluded
  • Priority supportIncluded
Choose Plus

Get started

Up and running in minutes.

Create account
01 1 min

Log in with a code

Your work email is enough. No password.

02 1 min

Organisation number

The company is verified automatically.

03 3 min per bank

Link the bank with BankID

You choose which accounts count.

04 Immediately

Ask your first question

The report is calculated while you watch.

Connect

In the web, the terminal or your AI assistant.

You choose where you work. The web, the terminal and the AI assistant read the same figures, and none of them may move money. All three are open in the beta.

Open in the beta

The web

Reports, accounts and tools. Print to PDF.

Open in the beta

AI assistant (MCP)

Open in the beta

Terminal and API

Every command with --json.

These commands work in the beta today.

# Claude Code
$ claude mcp add --transport http fliq \
    https://mcp.fliqpayments.com/mcp \
    --header "Authorization: Bearer fliq_ais_…"

Security

The bank grants access. You decide who looks.

The numbers are maths

No figure comes from a language model.

Read, never act

No tool can link a bank or move money.

PSD2 and BankID

90 days of regulated access. We never see your bank login.

Data in the EU

Encrypted in transit and at rest.

Coming next

More reports from the same history.

Open in the beta

Categorisation

Where the money goes, per category.

Open in the beta

Monthly cash flow

In and out, 13 months back.

Open in the beta

Subscriptions

New, more expensive or missing costs.

Coming soon

Owner withdrawals

How much the owner can take out.

For accounting firms

Every client's liquidity in one view.

Firms with permission can see balances and forecasts gathered in one place. Agency plans are priced separately.

Company Balance Low 90 d Consent
Nordlund Bygg AB704 tkr98 tkr74 d
Kafé Linnéa HB61 tkr48 tkr6 d
Ekström Konsult AB212 tkr176 tkr52 d

First report in minutes.

Work email, organisation number, BankID. Then ask your first question.

All amounts in the examples are made up.

Get started