New · FliqAI beta

Ask what your liquidity will be next month

FliqAI connects the company's bank accounts, builds the report and the forecast — and answers questions in the web, the terminal or through your AI assistant.

Explore FliqAI Log in to FliqAI

Two services

See the money. Receive the money

FliqAI gives you a grip on the company's liquidity. Fliq Payments lets you get paid straight from your customer's bank. Use one, the other — or both.

Where do I log in? "Log in" on the website takes you to FliqAI. Merchants taking payments with Fliq Payments manage everything in the partner portal — you get access when you become a customer.

The business case

Account-to-account compared with card payments.

60 %

lower transaction cost, at most. No interchange or scheme fees.

90 %

fewer chargebacks. The payment can't be pulled back by the buyer's bank like a card purchase.

1–3 dagar

faster liquidity. The money lands directly instead of after banking days.

0 kr

in hidden fees. No middlemen between the customer and your account.

From problem to result

Four things that cost you money. And what we do about them

We never start with the feature. We start with what's leaking in your business today.

Fees eat the marginEvery card purchase passes several paying parties.

Account-to-account payment

The customer's bank sends money straight to your business account. No middlemen, no interchange or scheme fees.

Up to 60 % lower cost
The money is slowCard payments settle only after 1–3 banking days.

Real-time payments

The money lands in your account right away. Better cash flow, especially for smaller businesses.

Money instantly
Chargebacks and disputesThe buyer's bank can reverse a card purchase afterwards.

Push payment from the customer's bank

The customer approves in their bank. The payment stands, with fewer disputes and less admin.

90 % fewer chargebacks
Card data costs money and attracts fraudPCI DSS requirements and card-not-present fraud.

No card numbers in the flow

Without card details, much of the fraud risk disappears, and so does the recurring PCI DSS cost.

No PCI DSS burden

For your business

One platform. Different everyday

A customer paying by phone at a shop counter

Retail

Take payment by QR at the counter — no new terminal, no per-purchase card fees.

  • QR at the counter
  • Gift cards in the app
  • Shorter queues
A business owner handling online payments

E-commerce

A checkout with no card numbers. The customer approves in their bank and is done in seconds.

  • Less friction
  • Real-time refunds
  • Coupons in the payment
Friends splitting the bill at a restaurant

Restaurants & cafés

Let the table split the bill themselves in the app — staff stop doing maths and the queue clears.

  • Split Pay at the table
  • Tips in the same payment
  • Bonus for regulars

Fliq Payments

What you can switch on — at your own pace

Start with one thing. Add the rest when the business is ready. Everything is managed in the partner portal once you're a customer.

Start accepting payments

Onboard in minutes. From first sale to first payout.

Live Invoice payments

Let customers pay your invoice straight from their bank.

Soon QR in store

One QR at the counter is enough. No terminal.

Soon Gift cards & coupons

Sell value up front and let customers redeem it in the app.

Soon Bonus & loyalty

Reward returning customers without your own card.

Soon Cross-border

Sell across Europe without hidden hops.

Soon

Become a customer

Let's run the numbers on your case

Tell us briefly about your business and we'll come back within a working day with what Fliq Payments would mean for your fees, cash flow and repeat customers.

As a customer you get the partner portal

That's where you manage payments, payouts and reports. Looking for FliqAI? Log in here.

How to get started → [email protected]

We only use these details to contact you about FLIQ for business. Read our privacy policy.

Thanks — we'll be in touch

We'll come back within a working day with a proposal for your business.

Faster money. Clearer answers

FliqAI is open in beta. Fliq Payments is already taking payments for merchants — QR at the counter, bonus and gift cards roll out continuously.

Become a customer Explore FliqAI

Looking for FLIQ as a private person? Go to Personal